The future is not as old as we thought

Expectations of future UK life expectancy have declined for several years now. This is not to say that current life expectancy has decreased, but rather than estimates of future mortality improvements are being lowered, pushing down future estimated life expectancy. One report indicates this change may roll back a year of expected mortality improvements. So […]

Discrimination and anti-selection

Medical Schemes in South Africa are actually pretty fair.  It doesn’t matter how old or sick you are, as long as you’ve been part of the programme at some scheme, you’re generally covered. There is a natural subsidy from young to old, healthy to sick and that is absolutely intentional. It’s “fair” in that you […]

Compounding wisdom from a surprising source

I really struggled when Health Minister Aaron Motsoaledi announced (many sources, but here is one) that private healthcare costs have increased by 121% over the last decade. He continued: “Over the past decade, private hospital costs have increased by 121%, while over the same period, specialist costs have increased by 120%.” Anyone who measures growth […]