This is a rant about people who are wrong on the internet. Also, why Huffington Post is a platform for big bad wolves. And why the asymmetric information and importance of financial advice means it’s not okay. Maybe this is just part of Cunningham’s Law.
Clickbait headline? Check.
Numbered list (the second one will surprise you…)? Check.
Also, another numbered article by the same author “5 Viable Uses For A Reverse Mortgage”. No, I’m deliberately not linking. Then, without irony, another article, “The Death Of Click Bait Is Finally Here”.
Okay, but back to the actual topic. The first sentence in the article:
The simplest alternatives to life insurance include investing money and or saving it. If you are able to set aside enough funds each year, you can very well never have to worry about holding a life insurance policy.
So, in other words, a smart alternative to life insurance is just not having insurance at all.
The other two “smart alternatives” are, actually, life insurance. So the sum total of smart alternatives offered are “no insurance” and “life insurance”.
Maybe it’s fitting that the author describes himself:
Lazar is pronounced in his uncanny but effective content…
uncanny: strange or mysterious, especially in an unsettling way. Check.