Is it better to fail:
- on your own for internal reasons (59%, 10 Votes)
- at the same time many others fail (41%, 7 Votes)
Total Voters: 17
Start Date: 10 October, 2017 @ 10:43 am
End Date: No Expiry
Insurance Systemic Risk - Domino or Tsunami?
- Tsunami (56%, 5 Votes)
- Domino (44%, 4 Votes)
Total Voters: 9
Start Date: 10 October, 2017 @ 8:47 am
End Date: No Expiry
The following contribute to Systemic Risk in insurance:
- Pro cyclical behaviours in response to market downturns (17%, 3 Votes)
- Life insurance catastrophes (excl pandemics) (11%, 2 Votes)
- Third party outsource providers used by many industry players (11%, 2 Votes)
- Market exposure herding introduced through regulation (11%, 2 Votes)
- Life insurance pandemics (11%, 2 Votes)
- Liquidity risk (6%, 1 Votes)
- Ownership structures within banking and insurance groups (6%, 1 Votes)
- Financial reinsurance (6%, 1 Votes)
- Risk transferring reinsurance (6%, 1 Votes)
- Swap arranagement with banks (6%, 1 Votes)
- Non-life insurance catastrophes (6%, 1 Votes)
- Capital market risk transfer solutions (e.g. cat bonds and VIF securitisations) (6%, 1 Votes)
- Lending / debt origination (0%, 0 Votes)
- Retrenchment risk (0%, 0 Votes)
- Scrip lending (0%, 0 Votes)
- Other (0%, 0 Votes)
Total Voters: 4
Start Date: 10 October, 2017 @ 8:43 am
End Date: No Expiry
Is Systemic Risk in Insurance
- A little lower than in banks (40%, 2 Votes)
- Much higher than in banks (20%, 1 Votes)
- A little higher than in banks (20%, 1 Votes)
- Much lower thanks in banks (20%, 1 Votes)
- About the same as in banks (0%, 0 Votes)
Total Voters: 5
Start Date: 10 October, 2017 @ 8:42 am
End Date: No Expiry
Is Systemic Risk in Insurance:
- A moderate issue, poorly understood and managed (37%, 7 Votes)
- A significant issue that insurers and regulators underestimate (26%, 5 Votes)
- An important issue, generally well managed and regulated (21%, 4 Votes)
- A moderate issue, far smaller than in banking (16%, 3 Votes)
- A small issue, overemphasized by regulators (0%, 0 Votes)
Total Voters: 19
Start Date: 10 October, 2017 @ 8:32 am
End Date: No Expiry
