Figuring out the future and the now

Polls

Is IFRS17 comparable across insurers? (select all that apply)

  • VFA vs GMM creates important differences (22%, 2 Votes)
  • Use of OCI vs not distorts P&L comparability (22%, 2 Votes)
  • Choice of Risk Adjustment methodology and percentile decreases comparability (22%, 2 Votes)
  • Choice of coverage units - and whether and how these are discounted is critical to future earnings (22%, 2 Votes)
  • Too many different non-GAAP measures, including for "operating profit" (11%, 1 Votes)
  • Yes absolutely (0%, 0 Votes)

Total Voters: 2

Start Date: 11 May 2024 @ 5:51 pm
End Date: No Expiry

Is it better to fail:

  • on your own for internal reasons (59%, 13 Votes)
  • at the same time many others fail (41%, 9 Votes)

Total Voters: 22

Start Date: 10 October 2017 @ 10:43 am
End Date: No Expiry

Insurance Systemic Risk - Domino or Tsunami?

  • Domino (64%, 9 Votes)
  • Tsunami (36%, 5 Votes)

Total Voters: 14

Start Date: 10 October 2017 @ 8:47 am
End Date: No Expiry

The following contribute to Systemic Risk in insurance:

  • Pro cyclical behaviours in response to market downturns (15%, 4 Votes)
  • Third party outsource providers used by many industry players (11%, 3 Votes)
  • Market exposure herding introduced through regulation (11%, 3 Votes)
  • Ownership structures within banking and insurance groups (11%, 3 Votes)
  • Life insurance pandemics (11%, 3 Votes)
  • Life insurance catastrophes (excl pandemics) (7%, 2 Votes)
  • Non-life insurance catastrophes (7%, 2 Votes)
  • Swap arranagement with banks (7%, 2 Votes)
  • Financial reinsurance (7%, 2 Votes)
  • Liquidity risk (4%, 1 Votes)
  • Risk transferring reinsurance (4%, 1 Votes)
  • Capital market risk transfer solutions (e.g. cat bonds and VIF securitisations) (4%, 1 Votes)
  • Lending / debt origination (0%, 0 Votes)
  • Other (0%, 0 Votes)
  • Scrip lending (0%, 0 Votes)
  • Retrenchment risk (0%, 0 Votes)

Total Voters: 7

Start Date: 10 October 2017 @ 8:43 am
End Date: No Expiry

Is Systemic Risk in Insurance

  • A little lower than in banks (43%, 3 Votes)
  • Much lower thanks in banks (29%, 2 Votes)
  • A little higher than in banks (14%, 1 Votes)
  • Much higher than in banks (14%, 1 Votes)
  • About the same as in banks (0%, 0 Votes)

Total Voters: 7

Start Date: 10 October 2017 @ 8:42 am
End Date: No Expiry

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