Polls

• on your own for internal reasons (62%, 13 Votes)
• at the same time many others fail (38%, 8 Votes)

Total Voters: 21

• Domino (55%, 6 Votes)
• Tsunami (45%, 5 Votes)

Total Voters: 11

• Pro cyclical behaviours in response to market downturns (17%, 3 Votes)
• Life insurance catastrophes (excl pandemics) (11%, 2 Votes)
• Third party outsource providers used by many industry players (11%, 2 Votes)
• Market exposure herding introduced through regulation (11%, 2 Votes)
• Life insurance pandemics (11%, 2 Votes)
• Liquidity risk (6%, 1 Votes)
• Ownership structures within banking and insurance groups (6%, 1 Votes)
• Financial reinsurance (6%, 1 Votes)
• Risk transferring reinsurance (6%, 1 Votes)
• Swap arranagement with banks (6%, 1 Votes)
• Non-life insurance catastrophes (6%, 1 Votes)
• Capital market risk transfer solutions (e.g. cat bonds and VIF securitisations) (6%, 1 Votes)
• Lending / debt origination (0%, 0 Votes)
• Retrenchment risk (0%, 0 Votes)
• Scrip lending (0%, 0 Votes)
• Other (0%, 0 Votes)

Total Voters: 4

• A little lower than in banks (40%, 2 Votes)
• Much higher than in banks (20%, 1 Votes)
• A little higher than in banks (20%, 1 Votes)
• Much lower thanks in banks (20%, 1 Votes)
• About the same as in banks (0%, 0 Votes)

Total Voters: 5

• A moderate issue, poorly understood and managed (37%, 7 Votes)
• A significant issue that insurers and regulators underestimate (26%, 5 Votes)
• An important issue, generally well managed and regulated (21%, 4 Votes)
• A moderate issue, far smaller than in banking (16%, 3 Votes)
• A small issue, overemphasized by regulators (0%, 0 Votes)

Total Voters: 19